Under California law, all Businesses with Employees (Employers) are required to carry Workers’ Compensation insurance. Even if an Employer fails to maintain the necessary coverage, an Injured Employee is still entitled to obtain medical treatment and other related benefits.

In the case where a worker is injured while working for an Uninsured Employer, the worker may apply for benefits through the Uninsured Employers’ Benefits Trust Fund (UEBTF). The UEBTF is funded by Employer Penalties, as well as assessments on every workers compensation policy which is written. Employer Penalties can often multiply the value of even a minor injury. Download the Ten Things to Know ebook to understand how to the UEBTF can impact your business.